You’re talking about your Carry Guard concealed carry insurance rather frequently as of late. You also have had some recent issues with your training department.
Here’s the thing: If I’m a safe driver, I get a discount on my car insurance. My homeowner’s insurance is less because I live in a decent neighborhood.I get lower rates for health insurance because I’m a non-smoker with no history of heart disease in my family, and drink alcohol only in moderation.
At this moment in my life, I have over three hundred hours of formal firearms training, and there’s more (a lot more) in my future. I’ve taken a MAG40 and an Andrew Branca class, trained with Leatham and Vogel and I’ve shot dozens and dozens of matches where I need to make snap shoot/no shoot decisions under the (simulated) pressure of a clock and the unyielding gaze of my peers.
With all of this training and a history of safe gun handling under pressure, why don’t I get a discount on my concealed carry insurance?
Based on my lifestyle and training, am I really the same risk to need insurance as some yayoo with a Threeper tat and a “I Don’t Dial 911, I dial 1911” sticker on his car? I don’t think so, but in the eyes of the actuaries behind concealed carry insurance, I am.
Want to make post-CCW training more popular? Introduce monetary incentives into the equation, and watch the signups roll in for BOTH training and self-defense insurance.